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Free · SIFO budget 2026

What does the job need to pay?

Enter who lives with you and what your home costs. We work out a modest monthly budget based on the SIFO reference budget – and the pay you need to cover it.

The household

What SIFO does not cover

The reference budget does not cover housing, electricity, holidays, alcohol, tobacco or going out. Enter your own figures.

The job must pay

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Need per month

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SIFO budget

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How it is calculated

Source: SIFOs referansebudsjett for forbruksutgifter 2026 (SIFO reference budget for consumer expenditure 2026), SIFO report 9-2026, OsloMet, licence CC BY 4.0. Nursery: City of Oslo’s rate for households with an income over NOK 669,050, 11 months, shown as an average per month. Pay is an estimate using the 2026 tax rates (class 1, mainland Norway, salary income only, no other deductions) from the Norwegian Tax Administration (Skatteetaten). Hourly pay is based on 1,950 hours a year (37.5 h × 52 weeks).

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